{"id":29,"date":"2025-12-08T07:33:25","date_gmt":"2025-12-08T06:33:25","guid":{"rendered":"https:\/\/www.nyhavana.mg\/?page_id=29"},"modified":"2026-03-10T08:56:18","modified_gmt":"2026-03-10T07:56:18","slug":"nos-produits","status":"publish","type":"page","link":"https:\/\/www.nyhavana.mg\/?page_id=29","title":{"rendered":"Nos Produits"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text]<span style=\"font-size: 24pt; color: #ff0000;\">PRODUITS &amp; SERVICES<\/span><\/p>\n<p><span style=\"font-family: helvetica, arial, sans-serif; font-size: 14pt; color: #d10d0d;\"><strong>ASSURANCES OBLIGATOIRE<\/strong><\/span><\/p>\n<p><span style=\"text-decoration: underline;\"><span style=\"color: #ff0000;\"><strong>Assurance Auto pour tout v\u00e9hicule terrestre motoris\u00e9<\/strong><\/span><\/span><\/p>\n<p style=\"text-align: justify;\">\u201cAssurance automobile pour tout v\u00e9hicule terrestre motoris\u00e9, qu\u2019il s\u2019agisse de voitures particuli\u00e8res, de v\u00e9hicules utilitaires, de camions ou de motos. Elle garantit une protection financi\u00e8re contre les risques d\u2019accidents, de dommages mat\u00e9riels et corporels.\u201d<\/p>\n<p><span style=\"font-family: helvetica, arial, sans-serif; font-size: 14pt; color: #d10d0d;\"><strong>ASSURANCES IMPOSEES<\/strong><\/span><\/p>\n<p><span style=\"text-decoration: underline;\"><span style=\"color: #ff0000;\"><strong>Il s\u2019agit des assurances obligatoires, comme la responsabilit\u00e9 civile automobile.<\/strong><\/span><\/span><\/p>\n<p style=\"text-align: justify;\">Assurance Voyage<br \/>\nAssurance Tous Risques Chantier et D\u00e9cennale<br \/>\nConstruction<br \/>\nAssurance d\u00e9c\u00e8s et infirmit\u00e9<br \/>\nAssurance Multirisque<br \/>\nAssurance Stocks Marchandises<\/p>\n<p><span style=\"font-family: helvetica, arial, sans-serif; font-size: 14pt; color: #d10d0d;\"><strong>ASSURANCES INDISPENSABLES<\/strong><\/span><\/p>\n<p><span style=\"text-decoration: underline;\"><span style=\"color: #ff0000;\"><strong>\u00a0Assurances indispensables : prot\u00e9gez vos biens et votre tranquillit\u00e9 d\u2019esprit<\/strong><\/span><\/span><\/p>\n<p style=\"text-align: justify;\">Assurance Retraite Compl\u00e9mentaire<br \/>\nAssurance Capital Diff\u00e9r\u00e9<br \/>\nAssurance Retraite &amp; Pr\u00e9voyance<br \/>\nAssurance Responsabilit\u00e9 Civile[\/vc_column_text][\/vc_column][\/vc_row]<div class=\"carousel-slider-outer carousel-slider-outer-image-carousel carousel-slider-outer-250\" style=\"--carousel-slider-nav-color:#f1f1f1;--carousel-slider-active-nav-color:#00d1b2;--carousel-slider-arrow-size:50px;--carousel-slider-bullet-size:10px\">\n<div id=\"&#039;id-250\" class=\"carousel-slider carousel-slider-250 arrows-visibility-hover dots-visibility-never arrows-outside dots-center dots-circle owl-carousel\" data-slide-type=\"image-carousel\" data-owl-settings='{\"nav\":true,\"dots\":false,\"slideBy\":1,\"stagePadding\":0,\"margin\":5,\"loop\":true,\"lazyLoad\":false,\"autoplay\":true,\"autoplayTimeout\":5000,\"autoplaySpeed\":500,\"autoplayHoverPause\":true,\"autoWidth\":false,\"responsive\":{\"300\":{\"items\":1},\"576\":{\"items\":2},\"768\":{\"items\":2},\"1024\":{\"items\":3},\"1280\":{\"items\":4},\"1536\":{\"items\":5}}}'>\n<div class=\"carousel-slider__item\">\n\t<a class=\"magnific-popup\" href=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/9.png\" data-width=\"732\" data-height=\"464\"><img loading=\"lazy\" decoding=\"async\" width=\"732\" height=\"464\" src=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/9.png\" class=\"attachment-1536x1536 size-1536x1536\" alt=\"\" srcset=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/9.png 732w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/9-300x190.png 300w\" sizes=\"auto, (max-width: 732px) 100vw, 732px\" \/><\/a><\/div>\n\n<div class=\"carousel-slider__item\">\n\t<a class=\"magnific-popup\" href=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/8.png\" data-width=\"732\" data-height=\"464\"><img loading=\"lazy\" decoding=\"async\" width=\"732\" height=\"464\" src=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/8.png\" class=\"attachment-1536x1536 size-1536x1536\" alt=\"\" srcset=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/8.png 732w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/8-300x190.png 300w\" sizes=\"auto, (max-width: 732px) 100vw, 732px\" \/><\/a><\/div>\n\n<div class=\"carousel-slider__item\">\n\t<a class=\"magnific-popup\" href=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/7.png\" data-width=\"732\" data-height=\"464\"><img loading=\"lazy\" decoding=\"async\" width=\"732\" height=\"464\" src=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/7.png\" class=\"attachment-1536x1536 size-1536x1536\" alt=\"\" srcset=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/7.png 732w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/7-300x190.png 300w\" sizes=\"auto, (max-width: 732px) 100vw, 732px\" \/><\/a><\/div>\n\n<div class=\"carousel-slider__item\">\n\t<a class=\"magnific-popup\" href=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/6.png\" data-width=\"732\" data-height=\"464\"><img loading=\"lazy\" decoding=\"async\" width=\"732\" height=\"464\" src=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/6.png\" class=\"attachment-1536x1536 size-1536x1536\" alt=\"\" srcset=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/6.png 732w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/6-300x190.png 300w\" sizes=\"auto, (max-width: 732px) 100vw, 732px\" \/><\/a><\/div>\n\n<div class=\"carousel-slider__item\">\n\t<a class=\"magnific-popup\" href=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/5.png\" data-width=\"732\" data-height=\"464\"><img loading=\"lazy\" decoding=\"async\" width=\"732\" height=\"464\" src=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/5.png\" class=\"attachment-1536x1536 size-1536x1536\" alt=\"\" srcset=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/5.png 732w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/5-300x190.png 300w\" sizes=\"auto, (max-width: 732px) 100vw, 732px\" \/><\/a><\/div>\n\n<div class=\"carousel-slider__item\">\n\t<a class=\"magnific-popup\" href=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/4.png\" data-width=\"732\" data-height=\"464\"><img loading=\"lazy\" decoding=\"async\" width=\"732\" height=\"464\" src=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/4.png\" class=\"attachment-1536x1536 size-1536x1536\" alt=\"\" srcset=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/4.png 732w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/4-300x190.png 300w\" sizes=\"auto, (max-width: 732px) 100vw, 732px\" \/><\/a><\/div>\n\n<div class=\"carousel-slider__item\">\n\t<a class=\"magnific-popup\" href=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/3.png\" data-width=\"732\" data-height=\"464\"><img loading=\"lazy\" decoding=\"async\" width=\"732\" height=\"464\" src=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/3.png\" class=\"attachment-1536x1536 size-1536x1536\" alt=\"\" srcset=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/3.png 732w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/3-300x190.png 300w\" sizes=\"auto, (max-width: 732px) 100vw, 732px\" \/><\/a><\/div>\n\n<div class=\"carousel-slider__item\">\n\t<a class=\"magnific-popup\" href=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/2.png\" data-width=\"732\" data-height=\"464\"><img loading=\"lazy\" decoding=\"async\" width=\"732\" height=\"464\" src=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/2.png\" class=\"attachment-1536x1536 size-1536x1536\" alt=\"\" srcset=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/2.png 732w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/2-300x190.png 300w\" sizes=\"auto, (max-width: 732px) 100vw, 732px\" \/><\/a><\/div>\n\n<div class=\"carousel-slider__item\">\n\t<a class=\"magnific-popup\" href=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/1.png\" data-width=\"732\" data-height=\"464\"><img loading=\"lazy\" decoding=\"async\" width=\"732\" height=\"464\" src=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/1.png\" class=\"attachment-1536x1536 size-1536x1536\" alt=\"\" srcset=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/1.png 732w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/1-300x190.png 300w\" sizes=\"auto, (max-width: 732px) 100vw, 732px\" \/><\/a><\/div>\n\n<div class=\"carousel-slider__item\">\n\t<a class=\"magnific-popup\" href=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/0.png\" data-width=\"732\" data-height=\"464\"><img loading=\"lazy\" decoding=\"async\" width=\"732\" height=\"464\" src=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/0.png\" class=\"attachment-1536x1536 size-1536x1536\" alt=\"\" srcset=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/0.png 732w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/0-300x190.png 300w\" sizes=\"auto, (max-width: 732px) 100vw, 732px\" \/><\/a><\/div>\n\n<\/div><!-- .carousel-slider-250 -->\n<\/div><!-- .carousel-slider-outer-250 -->\n[vc_row][vc_column][vc_column_text]&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 24pt; color: #ff0000;\"><strong>NOS PRODUITS PHARES<\/strong><\/span><div class='dropshadowboxes-container dropshadowboxes-center ' style='width:100%;'>\r\n                            <div class='dropshadowboxes-drop-shadow dropshadowboxes-rounded-corners dropshadowboxes-inside-and-outside-shadow dropshadowboxes-curved dropshadowboxes-curved-vertical-2 dropshadowboxes-effect-default' style='width:auto; border: 3px solid #dddddd; height:; background-color:#ffffff;    '>\r\n                             <span style=\"font-size: 14pt; color: #ff0000; font-family: 'andale mono', monospace;\"><strong>ASSURANCE RETRAITE COMPLEMENTAIRE<\/strong><\/span> \r\n                            <\/div>\r\n                        <\/div><div class='dropshadowboxes-container ' style='width:auto;'>\r\n                            <div class='dropshadowboxes-drop-shadow dropshadowboxes-rounded-corners dropshadowboxes-inside-and-outside-shadow dropshadowboxes-raised-with-inside-shadow-with-outside-shadow dropshadowboxes-effect-default' style=' border: 1px solid #dddddd; height:; background-color:#ffffff;    '>\r\n                            <img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-258 aligncenter\" src=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/ASSURANCE-RETRAITE-COMPLEMENTAIRE-300x194.png\" alt=\"\" width=\"300\" height=\"194\" srcset=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/ASSURANCE-RETRAITE-COMPLEMENTAIRE-300x194.png 300w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/ASSURANCE-RETRAITE-COMPLEMENTAIRE.png 698w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><br \/>\nGarantir le paiement d&#8217;un capital retraite en cas de vie de l\u2019assur\u00e9 \u00e0 l\u2019\u00e2ge de 60 ans. La souscription est accessible d\u00e8s 18 ans avec une cotisation mensuelle minimale de 5000 Ar<br \/>\n<a href=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-5.000-Ar-scaled.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-496 size-medium\" src=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-5.000-Ar-212x300.jpg\" alt=\"\" width=\"212\" height=\"300\" srcset=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-5.000-Ar-212x300.jpg 212w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-5.000-Ar-724x1024.jpg 724w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-5.000-Ar-768x1086.jpg 768w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-5.000-Ar-1086x1536.jpg 1086w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-5.000-Ar-1448x2048.jpg 1448w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-5.000-Ar-scaled.jpg 1810w\" sizes=\"auto, (max-width: 212px) 100vw, 212px\" \/><\/a>\u00a0 \u00a0 <a href=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-10.000-Ar-scaled.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-497 size-medium\" src=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-10.000-Ar-212x300.jpg\" alt=\"\" width=\"212\" height=\"300\" srcset=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-10.000-Ar-212x300.jpg 212w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-10.000-Ar-724x1024.jpg 724w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-10.000-Ar-768x1086.jpg 768w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-10.000-Ar-1086x1536.jpg 1086w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-10.000-Ar-1448x2048.jpg 1448w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-10.000-Ar-scaled.jpg 1810w\" sizes=\"auto, (max-width: 212px) 100vw, 212px\" \/><\/a>\u00a0 \u00a0 <a href=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-20.000-Ar-scaled.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-498 size-medium\" src=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-20.000-Ar-212x300.jpg\" alt=\"\" width=\"212\" height=\"300\" srcset=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-20.000-Ar-212x300.jpg 212w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-20.000-Ar-724x1024.jpg 724w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-20.000-Ar-768x1086.jpg 768w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-20.000-Ar-1086x1536.jpg 1086w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-20.000-Ar-1448x2048.jpg 1448w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/03\/SIMULATION-ARC-20.000-Ar-scaled.jpg 1810w\" sizes=\"auto, (max-width: 212px) 100vw, 212px\" \/><\/a>\u00a0 \u00a0\r\n                            <\/div>\r\n                        <\/div><div class='dropshadowboxes-container dropshadowboxes-center ' style='width:100%;'>\r\n                            <div class='dropshadowboxes-drop-shadow dropshadowboxes-rounded-corners dropshadowboxes-inside-and-outside-shadow dropshadowboxes-curved dropshadowboxes-curved-vertical-2 dropshadowboxes-effect-default' style='width:auto; border: 3px solid #dddddd; height:; background-color:#ffffff;    '>\r\n                             \u00a0<span style=\"font-size: 14pt; color: #ff0000; font-family: 'andale mono', monospace;\"><strong>ASSURANCE AUTO &#8211; MOTO<\/strong><\/span> \r\n                            <\/div>\r\n                        <\/div><div class='dropshadowboxes-container ' style='width:auto;'>\r\n                            <div class='dropshadowboxes-drop-shadow dropshadowboxes-rounded-corners dropshadowboxes-inside-and-outside-shadow dropshadowboxes-raised-with-inside-shadow-with-outside-shadow dropshadowboxes-effect-default' style=' border: 1px solid #dddddd; height:; background-color:#ffffff;    '>\r\n                            <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-265 size-medium\" src=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/Assurance-auto-moto-300x184.jpg\" alt=\"\" width=\"300\" height=\"184\" srcset=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/Assurance-auto-moto-300x184.jpg 300w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/Assurance-auto-moto.jpg 767w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><br \/>\nCe produit couvre la Responsabilit\u00e9 Civile (RC) obligatoire, pour les dommages caus\u00e9s \u00e0 des tiers. Il propose en option des garanties couvrant les dommages subis par les v\u00e9hicules assur\u00e9s et \u00e0 leurs passagers \r\n                            <\/div>\r\n                        <\/div><div class='dropshadowboxes-container dropshadowboxes-center ' style='width:100%;'>\r\n                            <div class='dropshadowboxes-drop-shadow dropshadowboxes-rounded-corners dropshadowboxes-inside-and-outside-shadow dropshadowboxes-curved dropshadowboxes-curved-vertical-2 dropshadowboxes-effect-default' style='width:auto; border: 3px solid #dddddd; height:; background-color:#ffffff;    '>\r\n                             <span style=\"font-size: 14pt; color: #ff0000; font-family: 'andale mono', monospace;\"><strong> ASSURANCE SCOLAIRE<\/strong><\/span> \r\n                            <\/div>\r\n                        <\/div><div class='dropshadowboxes-container ' style='width:auto;'>\r\n                            <div class='dropshadowboxes-drop-shadow dropshadowboxes-rounded-corners dropshadowboxes-inside-and-outside-shadow dropshadowboxes-raised-with-inside-shadow-with-outside-shadow dropshadowboxes-effect-default' style=' border: 1px solid #dddddd; height:; background-color:#ffffff;    '>\r\n                            <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-287 size-medium\" src=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/assurances-scolaire-300x184.png\" alt=\"\" width=\"300\" height=\"184\" srcset=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/assurances-scolaire-300x184.png 300w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/assurances-scolaire.png 767w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><br \/>\nCe produit couvre les \u00e9l\u00e8ves, les \u00e9tudiants et les universitaires contre les risques de responsabilit\u00e9 civile li\u00e9s aux dommages caus\u00e9s \u00e0 des tiers lors des activit\u00e9s scolaires, parascolaires et p\u00e9riscolaires, d\u2019une part, et pouvant garantir un capital en cas d\u2019accident, d\u2019autre part. \r\n                            <\/div>\r\n                        <\/div><div class='dropshadowboxes-container dropshadowboxes-center ' style='width:100%;'>\r\n                            <div class='dropshadowboxes-drop-shadow dropshadowboxes-rounded-corners dropshadowboxes-inside-and-outside-shadow dropshadowboxes-curved dropshadowboxes-curved-vertical-2 dropshadowboxes-effect-default' style='width:auto; border: 3px solid #dddddd; height:; background-color:#ffffff;    '>\r\n                             <span style=\"font-size: 14pt; color: #ff0000; font-family: 'andale mono', monospace;\"><strong> ASSURANCE MULTIRISQUE<\/strong><\/span> \r\n                            <\/div>\r\n                        <\/div><div class='dropshadowboxes-container ' style='width:auto;'>\r\n                            <div class='dropshadowboxes-drop-shadow dropshadowboxes-rounded-corners dropshadowboxes-inside-and-outside-shadow dropshadowboxes-raised-with-inside-shadow-with-outside-shadow dropshadowboxes-effect-default' style=' border: 1px solid #dddddd; height:; background-color:#ffffff;    '>\r\n                            <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-289 size-medium\" src=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/ASSURANCE-MULTIRISQUE-300x184.png\" alt=\"\" width=\"300\" height=\"184\" srcset=\"https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/ASSURANCE-MULTIRISQUE-300x184.png 300w, https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/ASSURANCE-MULTIRISQUE.png 767w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><br \/>\nCe produit offre une combinaison de garanties \u00e0 un co\u00fbt raisonnable, assurant une s\u00e9curit\u00e9 optimale contre divers risques tels que l&#8217;incendie, la foudre, les explosions, le vol, les mat\u00e9riels \u00e9lectroniques, les d\u00e9g\u00e2ts des eaux, les cyclones, et bien d\u2019autres \u00e0 adapter selon les besoins des clients \r\n                            <\/div>\r\n                        <\/div>\n<p>&nbsp;<\/p>\n<p><strong><span style=\"color: #ff0000; font-size: 24pt;\">LES TEMOIGNAGES DE NOS CLIENTS SUR NOS SERVICES<\/span><\/strong>[\/vc_column_text][\/vc_column][\/vc_row]<div class=\"tmls tmls_notready tmls_style3_notready style3 large_image \" ><div class=\"tmls_next_prev tmls_visible \">\n\t\t\t\t\t\t\t<a href=\"#\" style=\"background-color:#F5F5F5;\" class=\"tmls_prev large_radius tmls_lightgrayarrows\"><\/a>\n\t\t\t\t\t\t\t<a href=\"#\" style=\"background-color:#F5F5F5;\" class=\"tmls_next large_radius tmls_lightgrayarrows\"><\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"tmls_container tmls_slider\" data-autoplay=\"true\" data-pauseonhover=\"false\" data-scrollduration=\"500\" data-pauseduration=\"9000\" data-transitioneffect=\"crossfade\"><div class=\"tmls_item\" style=\"border-color:#DDDDDD;\">\n\t\t\t\t\n\t\t\t\t<div class=\"tmls_text dialog_box small_radius\" style=\" color:#777777; font-size:14px; background-color:#f5f5f5; border-color:#DDDDDD;\">nampiasa Assurance hafa zahay taloha, fa rehefa nisy olana ilay fiara, dia tena sahirana ny tena, satria lasa niakatra nidina, fa soa ihany fa nisy Ny Havana nanampy anay<span class=\"tmls_arrow\">\n\t\t\t\t<svg version=\"1.1\" id=\"Layer_1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\"\n\t\t\t\t\t width=\"20px\" height=\"11px\" viewBox=\"0 0 20 11\" enable-background=\"new 0 0 20 11\" xml:space=\"preserve\">\n\t\t\t\t<polygon fill=\"#f5f5f5\" points=\"10,10.05 2,0 10.002,0 18.005,0 \"\/>\n\t\t\t\t<polyline fill=\"none\" stroke=\"#DDDDDD\" stroke-miterlimit=\"10\" points=\"20,0.5 18,0.5 10,10.05 2,0.5 0,0.5 \"\/>\n\t\t\t\t<\/svg>\n\t\t\t\t<\/span><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"tmls_image_position\">\n\t\t\t\t\t<div class=\"tmls_image large_radius\" style=\"background-image:url(https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2026\/01\/kkl.jpg);\"><\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"tmls_name\" style=\" color:#777777; font-size:15px; font-weight:bold;\">RABE<\/div>\n\t\t\t\t\t<div class=\"tmls_position\" style=\" color:#777777; font-size:12px;\">CHAUFFEUR<\/div>\t<\/div>\n\t\t\t\t\n\n\t\t\t<\/div><div class=\"tmls_item\" style=\"border-color:#DDDDDD;\">\n\t\t\t\t\n\t\t\t\t<div class=\"tmls_text dialog_box small_radius\" style=\" color:#777777; font-size:14px; background-color:#f5f5f5; border-color:#DDDDDD;\">Nisafidy ny Assurance Ny Havana aho, ho fiarovana sy fiantohana ny Kodiaran-droa entiko, milamina aho mitondra ny Client ety amin'ny Taxi M\u00f4t\u00f4. Tony tsara ny saiko!\r\nZalahy bandy akama eto amin'ny piste misy ahy !! ndao leitsy hanao Assurances any amin'ny Ny Havana fa milay anie wa e!!<span class=\"tmls_arrow\">\n\t\t\t\t<svg version=\"1.1\" id=\"Layer_1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\"\n\t\t\t\t\t width=\"20px\" height=\"11px\" viewBox=\"0 0 20 11\" enable-background=\"new 0 0 20 11\" xml:space=\"preserve\">\n\t\t\t\t<polygon fill=\"#f5f5f5\" points=\"10,10.05 2,0 10.002,0 18.005,0 \"\/>\n\t\t\t\t<polyline fill=\"none\" stroke=\"#DDDDDD\" stroke-miterlimit=\"10\" points=\"20,0.5 18,0.5 10,10.05 2,0.5 0,0.5 \"\/>\n\t\t\t\t<\/svg>\n\t\t\t\t<\/span><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"tmls_image_position\">\n\t\t\t\t\t<div class=\"tmls_image large_radius\" style=\"background-image:url(https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/beloha.png);\"><\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"tmls_name\" style=\" color:#777777; font-size:15px; font-weight:bold;\">Lalaina<\/div>\n\t\t\t\t\t<div class=\"tmls_position\" style=\" color:#777777; font-size:12px;\">Taxi M\u00f4t\u00f4<\/div>\t<\/div>\n\t\t\t\t\n\n\t\t\t<\/div><div class=\"tmls_item\" style=\"border-color:#DDDDDD;\">\n\t\t\t\t\n\t\t\t\t<div class=\"tmls_text dialog_box small_radius\" style=\" color:#777777; font-size:14px; background-color:#f5f5f5; border-color:#DDDDDD;\">J\u2019ai choisi l\u2019Assurance Ny Havana pour assurer mon v\u00e9hicule. Je prends la route en toute tranquillit\u00e9 et j\u2019exerce mon travail avec s\u00e9r\u00e9nit\u00e9, en toute confiance, gr\u00e2ce au professionnalisme de mon assureur. J\u2019invite tous les automobilistes \u00e0 faire confiance \u00e0 l\u2019Assurance Ny Havana pour la protection de leurs v\u00e9hicules. \u00c0 tr\u00e8s bient\u00f4t !<span class=\"tmls_arrow\">\n\t\t\t\t<svg version=\"1.1\" id=\"Layer_1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" x=\"0px\" y=\"0px\"\n\t\t\t\t\t width=\"20px\" height=\"11px\" viewBox=\"0 0 20 11\" enable-background=\"new 0 0 20 11\" xml:space=\"preserve\">\n\t\t\t\t<polygon fill=\"#f5f5f5\" points=\"10,10.05 2,0 10.002,0 18.005,0 \"\/>\n\t\t\t\t<polyline fill=\"none\" stroke=\"#DDDDDD\" stroke-miterlimit=\"10\" points=\"20,0.5 18,0.5 10,10.05 2,0.5 0,0.5 \"\/>\n\t\t\t\t<\/svg>\n\t\t\t\t<\/span><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"tmls_image_position\">\n\t\t\t\t\t<div class=\"tmls_image large_radius\" style=\"background-image:url(https:\/\/www.nyhavana.mg\/wp-content\/uploads\/2025\/12\/ionja.png);\"><\/div>\n\t\t\t\t\n\t\t\t\t\t<div class=\"tmls_name\" style=\" color:#777777; font-size:15px; font-weight:bold;\">Ionjatiana Annie<\/div>\n\t\t\t\t\t<div class=\"tmls_position\" style=\" color:#777777; font-size:12px;\">Chauffeur-guide<\/div>\t<\/div>\n\t\t\t\t\n\n\t\t\t<\/div><\/div><\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text]PRODUITS &amp; SERVICES ASSURANCES OBLIGATOIRE Assurance Auto pour tout v\u00e9hicule terrestre motoris\u00e9 \u201cAssurance automobile pour tout v\u00e9hicule terrestre motoris\u00e9, qu\u2019il s\u2019agisse de voitures particuli\u00e8res, de v\u00e9hicules utilitaires, de camions ou&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-29","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.nyhavana.mg\/index.php?rest_route=\/wp\/v2\/pages\/29","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nyhavana.mg\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.nyhavana.mg\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.nyhavana.mg\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nyhavana.mg\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=29"}],"version-history":[{"count":97,"href":"https:\/\/www.nyhavana.mg\/index.php?rest_route=\/wp\/v2\/pages\/29\/revisions"}],"predecessor-version":[{"id":499,"href":"https:\/\/www.nyhavana.mg\/index.php?rest_route=\/wp\/v2\/pages\/29\/revisions\/499"}],"wp:attachment":[{"href":"https:\/\/www.nyhavana.mg\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=29"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}